Thousands of people in are involved in a road accident every year and many suffer serious personal injuries. Our road network is one of the most congested in Europe and it is therefore no wonder that we are unfortunate to have some of the highest number of road traffic accidents here in the UK.
Thankfully, motor insurance is compulsory which means that in most instances there is an insurance policy in place which will indemnify you and your passengers for their injuries and financial losses. Similarly, if you are a cyclist or a pedestrian, the vehicle concerned should by law be insured.
If however you are one of the 20,000 annual victims of accidents caused by an uninsured driver or a hit-and-run, the Motor Insurers Bureau https://www.mib.org.uk stands in the shoes of the motor insurer, so all is not lost.
Our expertise extends to every type of scenario such as:
- Hit and runs
- Multi-vehicle accidents
- Bicycle and motorcycle accidents and fatalities
- Motorway collisions
- Zebra crossing accidents
- Farm vehicles, and more
If you have the misfortune of being involved in a road traffic accident, try to remember these top 5 tips:
- Stay safe. Do not put yourself and others in more danger
- If circumstances allow, try to exchange details with the other driver. A vehicle registration number is vital. A smartphone is a great means of securing evidence. Provided it is safe to do so (see Tip 1) take as many photographs of the scene as possible
- Seek medical attention. Sounds obvious but some folk don’t visit their Doctor for weeks, sometimes never. If there is no contemporaneous medical evidence to prove you suffered an injury, it will be very difficult to make a personal injury claim. Obviously this doesn’t apply if you have suffered serious injuries requiring emergency medical treatment
- The police – If they are not at the scene, you should still report the accident without delay and most forces want you to do this online. You, or the driver of your car, must also report the accident to the vehicle insurer
- If you have suffered more than minor injuries, call Alma Law.
We will work with you and your family, and the other driver’s insurance company to secure an admission of liability, early interim payments, good medical treatment and the highest amount of compensation to help to get you back on your feet again.